Publications / Iraq - Angry Hearts and Angry Minds / 2.3 Iraq's debt cancellation: uneven efforts hinder economic stability and raise public concerns
Section II: Social, Economic and Political Realities in Iraq

2.1 Overview: legitimate grievances on the rise

2.2 Iraqis facing a humanitarian emergency: misguided priorities and policies are giving rise to public disillusionment

2.3 Iraq’s debt cancellation: uneven efforts hinder economic stability and raise public concerns

2.4 Iraq’s invaluable natural resources: economic potential dissipates and political independence falters

2.5 Power dynamics from local to national levels: shaping Iraq’s political landscape



2.3 Iraq’s debt cancellation: uneven efforts hinder economic stability and raise public concerns

Paris Club initiative cancelling Iraq’s debt: locals perceive a new form of dependence The magnitude of Iraq’s huge economic obligations was revealed after the fall of Saddam Hussein’s regime. With Iraq’s debt having accumulated at the time to over USD 120 billion –most recent estimates refer to a staggering USD 140 billion debt with accrued interest – and posing a direct threat to the country’s stability, the Paris Club comprising 19 of the world’s richest countries, initiated a series of financial services including debt restructuring and debt cancellation. In efforts to allow reconstruction and economic development to take place in Iraq, the Paris Club Agreement of 2004 provided for a three-stage plan to reduce Iraq’s debt by 80 percent: the first stage was to immediately cancel 30 percent of its debt to each Paris Club country, whereas the second and third stages involved the implementation of International Monetary Fund (IMF) programmes ensuring further debt cancellation.

Karrada district, Baghdad: Poor infrastructure and lack of resources

US urging Iraq debt to be wiped in return for implementing IMF reforms
Notably, with US President Bush urging European and Arab leaders to write off debts owed by Iraq in return for the latter implementing IMF programmes, over the past three years the country’s debt has been reduced by USD 66.5 billion.

A total of USD 42.3 billion debt owed by Iraq to Paris Club members was cancelled with the US writing off all of Iraq’s debt, amounting to USD 4.1 billion.Furthermore, according to an estimated total of USD 8.2 billion whilst commercial creditors have written off a total debt of USD16 billion.

In February 2008, Russian Finance Minister Alexei Kudrin and Iraqi Foreign Minister, Hoshyar Zebari, signed a bilateral agreement to forgive 93 percent of Iraq’s debt to Russia, which is USD 12 billion out of the total debt currently standing at USD 12.9 billion. The first stage of the agreement, which is in line with the Paris Club Agreement of 2004, involves the cancellation of 65 percent of the debt to be written off, with the remaining USD 4.5 billion to be cancelled in two subsequent stages subject to further negotiations. It is foreseen that Iraq would pay Russia the remaining seven percent of the debt, including capitalization of interest for the period 2005-2008, making the first payment in early 2009.

Following efforts to reduce Iraq’s external debt, the country’s economic partnership with its former creditors has shifted considerably. For instance, Russia and Iraq have signed a memorandum of trade and economic cooperation, paving the way for Russia to fully participate in all projects and tenders to be held in Iraq, and to invest up to USD4 billion in the country including on long-term joint projects in the oil and natural gas sectors.

Iraqis’ concerns over IMF-style reforms
However, the implementation of IMF-style economic and political reforms as envisaged in the Paris Club Agreement of 2004 and advocated by US President Bush in exchange for external debt cancellation has raised public concerns. Importantly, such reforms allow international actors to penetrate Iraq’s oil market and to make use of its invaluable oil reserves.

The public increasingly perceives this as an exploitation of their resources; many Iraqis have expressed their distress and have called for their country’s economic and political autonomy. The reforms imposed by international actors and the IMF are widely regarded as giving rise to a new form of economic reliance. Instead of moving from debt obligation to economic dependence and foreign exploitation, Iraqis would prefer to have held negotiations with Iraq’s creditors to reach an agreement alleviating the country’s financial burden. With satisfactory progress under an IMF programme required for the final 20 percent of the Paris Pact debt relief, the Iraqi public considers that it is progressively losing ownership of its resources, its economic prosperity and the country’s future.

Arab countries perpetuate Iraq’s debt
Regrettably, the efforts of the Paris Club members to resolve Iraq’s debt issue were not supported by the Arab countries, particularly Kuwait and Saudi Arabia. Notably, Saudi Arabia represents one of Iraq’s largest creditors.

In addition to the external debt, the issue of Iraq’s reparations to the Gulf countries following the Iraqi invasion and occupation of Kuwait has been a major impediment to the country’s economic stability. The number of compensation claims submitted by individuals, government entities and companies following Iraq’s occupation of Kuwait reached approximately 2.7 million, totalling over USD 350 billion.

The United Nations Compensation Commission (UNCC) approved a total of USD52 billion; the current outstanding compensation to be paid to Kuwait and Saudi Arabia by Iraq through the UNCC amounts to USD28 billion. The refusal of these oil-rich Arab countries to cancel the multi-billion dollar debt has not only been hindering Iraq’s economic growth but has also thwarted good neighbouring relations. In light of the vital role of Iraq in regional security and stability, the rebuttal of its wealthy neighbours to forgive most of its debt and the perpetuation of a politically and economically weak Iraq is detrimental to all of its regional countries.

It is feared that if Iraq is required to meet its substantial debt obligations to these countries, the country’s economy will effectively collapse and its society will disintegrate, hence leaving political space for another extremist leader to fill. In this context, the Iraqi public has grown increasingly critical of its neighbours refusing to begin negotiations in order to forgive part of the debt owed to them.

More financial resources are needed for essential infrastructure and reconstruction



“…we have to think very broadly in the international community of everything we can do to help Iraq get to a position of stability and security. So while debt relief may have no immediate linkage for the day after tomorrow on violence, it’s still very important to do because it helps chart a long-term potential for prosperity in Iraq.”

US Ambassador Ryan Crocker, 3 May 2007


How to promote a healthy and sovereign Iraqi economy?
Iraq’s enormous debt poses a direct impediment to the country’s security and stability. A stagnant and highly indebted economy will create further friction and frustration, allowing radical elements to exploit these grievances and garner support. Amid public concerns and criticisms over Iraq’s debt cancellation in return for the implementation of IMF-style reforms, and the refusal of neighbouring countries to hold negotiations with the Iraqi government on this issue, a conciliatory decision must be reached without delay.
  • Visible results
    Iraqis must feel that their welfare and security are put at the forefront of efforts. International financial assistance must have a more visible, substantial and nonexploitative impact on the lives of ordinary Iraqis. By forgiving all or most of the country’s external debt following negotiations and based on a set of agreed principles, Iraq’s creditors would contribute to alleviating the country’s financial burden and setting the foundations of a healthy economy. Importantly, this will send a clear and strong message that Iraq’s creditors, including its neighbours Kuwait and Saudi Arabia are not acting out of sectarian interests but, instead, actively seek to bring stability in Iraq and the region.

  • Iraqi ownership
    Promoting stability and prosperity in Iraq requires not only a healthy and flourishing economy but also a sovereign economy. Ownership should be given to Iraqis; they must have a principal stake in their future and be able to manage and maximize the potential of the country’s resources. As part of the efforts to promote Iraqi ownership, the Iraqi government and its largest creditors should hold negotiations in order to reach an amicable, genuine agreement regarding the country’s debt obligations. Debt cancellation in return for the implementation of Western-style reforms is widely viewed by Iraqis as an imposed policy seeking to exploit Iraq’s oil and other resources without prior negotiation. Conversely, the refusal by Iraq’s neighbours to forgive its debt has been perceived as a deliberate action to hinder Iraq’s reconstruction and the prosperity of its people. It is vital that Iraq’s neighbours and international partners project their efforts and proposed action in Iraq in a constructive manner, considering the needs and priorities as expressed by the Iraqis themselves. Thus far, the US and its partners have primarily embarked on aggressive tactics, increasingly regarded as repressing the Iraqis.

  • Build trust
    The policy debate and strategic actions must shift, aiming at altering negative perceptions and building trust between the Iraqis and the regional and international partners. Iraqis must also begin viewing international partners as allies and ensuring that creditors’ debt cancellation plans are a genuine effort to promote economic development and stability in the country. Agreeing terms and targets for fiscal responsibility as part of an overall plan to forgive Iraq’s external debt will help promote Iraqi ownership and will accordingly be viewed to the benefit of the Iraqi people.


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